What does ただいま Tadaima mean?

Tadaima (ただいま) means just now, all that survives of I have just returned. It comes paired with a required response, which English greetings do not.

Written
ただいま (tadaima)
Literally
Literally just now, from ただ今. It is the surviving fragment of a longer sentence meaning I have just this moment returned.
As slang
Entirely ordinary and close to obligatory at home. Its answering phrase, okaeri, is equally expected from whoever is already there.
In anime
Called into a house on entering, and answered from another room. A character who says it to an empty house is being told something about their life.

Tadaima is what a person says on coming through their own front door. The word itself means just now, and the rest of the sentence has fallen away through use.

The missing half

The full form is a statement that the speaker has this moment returned. Japanese wears such phrases down aggressively, and what remains is the adverb: just now, said into a hallway, doing the work of a whole clause.

The same erosion produced most set greetings in most languages. English goodbye is a compressed blessing that nobody hears any more, and this is the same process at a different stage.

It comes in a pair

The person already in the house answers with a phrase meaning you have returned, in one of several politeness levels. The exchange is expected in both directions, and its absence registers: a household where nobody answers is a household with something wrong in it, and fiction uses that.

English has nothing obligatory here. I'm home is optional, and there is no required response, so a silent house in English carries no signal at all. A writer who wants that beat in English has to build it from scratch.

The pair for leaving

Departure has its own matched set: the person going announces they are going and will return, and the person staying answers with an instruction to go and come back. Together the four phrases bracket every exit and entry of the home.

What that vocabulary assumes is a household with someone in it. The phrases only work as an exchange, which is why an empty-house version of any of them lands so hard on screen.

Why the returning is the emphasis

Both the arrival phrase and the departure phrase contain the idea of coming back. The departure formula does not mean goodbye, it means I am going and returning, and the answer confirms the return rather than the leaving.

English farewells wish the traveller well. These commit them to a return, which is a different thing to say and a stronger one to be answered with daily.

Quick answers

What does tadaima mean?

Literally just now, from ただ今. It is the surviving fragment of a longer sentence meaning I have just this moment returned.

Is tadaima an insult?

Entirely ordinary and close to obligatory at home. Its answering phrase, okaeri, is equally expected from whoever is already there.

What does tadaima mean in anime?

Called into a house on entering, and answered from another room. A character who says it to an empty house is being told something about their life.